Ing. Branislav Hába
Mortgage, investments, income protection, and retirement — clearly laid out in one asset map. With one person who knows your entire story and guides you towards a passive income, a monthly payout from your assets.
Consultations always free No commitment A reply within 24 hours
Five products from five people is not a financial plan. It's five commissions.
I look for solutions across the whole market, not inside a single bank or insurer.
Most people who come to me don't have financial chaos because they're irresponsible — but because everyone sold them a piece and no one showed them the whole picture. That's exactly what I put in order.
Under one roof I compare offers from banks and insurers across the market
Three steps. The first one commits you to nothing.
3 references
Ako rodičia sme chceli mať istotu, že o naše deti bude vždy postarané. Braňo nám nastavil výhodné životné poistenie presne pre situácie, kedy život nepríjemne prekvapí. Navyše deťom vytvoril stratégiu, vďaka ktorej im krok za krokom budujeme silný finančný základ na úspešný štart do života. Odporúčame všetkými desiatimi.
Vďaka zavedeniu systému 3 účtov máme vo financiách konečne poriadok, istotu a stabilitu. Braňo odhalil zbytočné úniky našich peňazí na starých zmluvách a nastavil rozumné investície pre našu dlhodobú prosperitu s výnosmi oslobodenými od dane z príjmu. Skvelá práca, odporúčame!
Braňo nám pri hypotéke ušetril nielen desiatky eur mesačne, ale hlavne nám ukázal presnú stratégiu, ako dlh vymazať o celých desať rokov skôr – bez toho, aby sme museli posielať do banky čo i len euro navyše. Všetku byrokraciu vybavil kompletne za nás, ušetril nám obrovské množstvo času aj stresu a dohodol podmienky prvej ligy. Určite odporúčame!
I use the rates banks are offering today — from 3,39 % (UniCredit, 3-year fixed period). I will prepare exact figures for our meeting.
The rates shown are the lowest a bank will give — assuming you also take its other products (an account, loan insurance, salary paid in). Without them the rate is higher and the cheapest offer may turn out to be a different one. We will go through what actually pays off for you.
Rates updated on 21.09.2026.
I write about what actually matters in practice.
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Banka vám dva mesiace pred koncom fixácie pošle list s novou sadzbou. Väčšina ľudí ho podpíše alebo ignoruje — a v oboch prípadoch prijme pr...
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Najčastejšia reakcia na dôchodkovú prognózu neznela „to je málo", ale „veď ja pracujem o niekoľko rokov dlhšie". Chýbajúce obdobie neznamená...
Five steps that are the same for every client at myLife.
We get to know each other and I explain what I do.
We go through your goals, your options and your priorities.
A solution built around what you actually need.
I take care of the paperwork from start to finish.
We keep building your wealth together over the years.
I only advise you on what I can justify with numbers — and you see the entire plan in black and white, including fees. I don't start with a product, but with your map. Products are the last step, not the first.
Both the consultation and the asset map are free. Financial institutions pay me a commission when solutions are implemented — and you see all costs for each solution upfront.
No. The map first shows what works and what doesn't. Things that work remain — canceling something just 'to have something new' is precisely the approach I stand against.
For anyone who has an income and wants their money to have a system — from their first job to a family with a mortgage. The sooner assets have a plan, the fewer mistakes need to be corrected later.
The initial consultation is 30 minutes, delivering the map takes about an hour. I handle the paperwork for implementation. Afterwards, we meet once a year — or when something changes in your life.
I will reply within 24 hours. The consultation is non-binding, and I don't sell anything during it.
Leave me your contact details and a short note on what I can help with.
Write me a few sentences about what you are dealing with. I will get back to you personally — not a robot.
Ing. Branislav Hába
I usually reply within a few hours
Hello, Ing. Branislav Hába here. If anything on the page is unclear, or you would rather go straight to your own situation, write to me — I will get back to you personally.
Your message reached me. I will reply to the e-mail you left.
